From the lands of Fujian to the picturesque region of Ningxia, a profound partnership spanning over two thousand kilometers has grown richer under the nourishment of financial resources. As the Fujian-Ningxia collaboration approaches its thirtieth anniversary in 2026, the Agricultural Bank of China (ABC) has anchored its efforts in addressing "Ningxia's needs, Fujian's capabilities, and finance's potential." Using finance as a vital link, the bank has propelled the collaboration from a model of "one-way assistance" to a deep, iterative upgrade of "mutual engagement," delivering a substantial financial contribution through industrial cooperation, resource linkage, and market expansion.

Boosting Industrial Synergy for an Enhanced Partnership

Industrial collaboration forms the backbone of the Fujian-Ningxia partnership. Leveraging the regional advantages and resource endowments of both areas and aligning with industrial upgrading trends, ABC's Ningxia Branch has expanded financial services from traditional agricultural product cultivation and processing into advanced and smart manufacturing. This shift extends support from the "fields" to the "factory floors," elevates focus from "specialty agriculture" to "modern industry," and iterates from ensuring "agricultural stability" and "commercial abundance" to fostering "industrial strength."

ABC Ningxia Branch has deeply cultivated the local industrial landscape, focusing on the industrial planning and policy incentives of the Ningdong Base. It has targeted leading enterprises in Fujian's chemical and new materials sectors, establishing a "key enterprise directory" for precise policy implementation. In October 2025, seizing the opportunity of the autonomous region's Party and government delegation's study tour to Fujian, the branch fully participated in investment promotion meetings between the Ningdong Base and industry leaders like Zhongjing Petrochemical, Baihong, Hengshen, and Yongrong. Through professional, full-chain financial service solutions, it helped advance Fujian-Ningxia industrial cooperation from deep processing of agricultural products into modern manufacturing.

The subsidiary of Fujian Big Data Group, Xinghan Intelligent Technology (Ningxia) Co., Ltd., settled in the Fujian-Ningxia Industrial Park, taking just over a year from establishment to production. ABC Ningxia Branch innovated credit mechanisms, providing a 50 million yuan project credit line alongside policies like "factory mortgage" and cross-provincial credit sharing. This enabled "simultaneous construction, production, and results," using financial strength to help "intelligent manufacturing" take root in Ningxia.

In early 2026, ABC Ningxia Branch, together with its Fujian and Xiamen branches, signed a Memorandum on Financial Support for Fujian-Ningxia Collaboration. They committed to jointly providing no less than 10 billion yuan in comprehensive financial services annually and assisting in introducing no fewer than 20 industrial collaboration projects or enterprises. From supporting specialty agricultural products like wolfberries and tea to aiding modern industrial clusters in chemical new materials and big data intelligence, ABC's upgraded financial services reflect the era-spanning evolution of Fujian-Ningxia collaboration from "agricultural assistance" to "shared industrial prosperity."

Mobilizing Financial Resources with a Comprehensive Strategy

ABC has fully leveraged its advantages in cross-regional and cross-hierarchical coordination, building a comprehensive, multi-dimensional financial service system from three angles: horizontal syndicated loans and supply chain finance, vertical equity investment, and cross-regional Fujian-Ningxia collaboration, injecting robust financial impetus into the Ningdong Base and the broader partnership.

A dual-drive approach of syndicated loans and supply chain finance serves the Ningdong industrial cluster. ABC focuses on leading clusters like energy chemicals and new materials at the Ningdong Base, forming syndicated loans with multiple financial institutions to provide large-scale, long-term, stable funding for key projects. Simultaneously, it innovates supply chain finance models, using core enterprise credit to offer a package of services like accounts receivable financing, order financing, and bill discounting to upstream and downstream SMEs, unclogging capital flow bottlenecks in the industrial chain. This horizontal "syndicate + supply chain" synergy ensures precise and efficient alignment of financial resources with industrial needs.

ABC's head office investment team, ABC Investment, conducts regular research and tracking in the Ningdong Base. It focuses on high-quality enterprises with core technologies and high-growth potential in sectors like chemical new materials and green energy. Through market-based equity investments and debt-to-equity swaps, it helps companies optimize capital structure, reduce debt levels, and strengthen development momentum. Concurrently, it formulated a Comprehensive Investment Banking Service Plan for the Ningdong Energy and Chemical Base, providing full-cycle financial companionship to help enterprises navigate growth stages, cultivate industry benchmarks, and accelerate the base's industrial leap from "manufacturing" to "smart manufacturing."

ABC branches in Ningxia, Fujian, and Xiamen work in unison to create a fast track for serving Fujian enterprises expanding westward. They have established dedicated mechanisms for joint research, joint review, and joint credit approval, breaking down cross-provincial financial service barriers. Catering to the characteristics of Fujian enterprises investing in Ningxia, such as cross-regional operations and frequent fund transfers, they innovated policies like "cross-provincial credit sharing" and "mutual recognition of collateral in different locations," achieving "one client, two markets, integrated service." By the end of 2025, the joint credit scale from the two branches reached 130 million yuan, supporting 49 industrial collaboration projects and driving stable local employment for many ecological migrants. Furthermore, leveraging a three-way talent exchange mechanism, they facilitate deep integration of advanced service concepts from the east with industrial needs in the west, with no fewer than three personnel exchanged annually for temporary assignments, building a "mountain-sea bridge" for idea exchange and business promotion.

Focusing on Key Areas to Open New Market Frontiers

In serving national strategy with financial power, ABC focuses on industrial digitalization, greening, and rural revitalization to help Ningxia integrate into the domestic economic cycle.

Embracing the "East Data, West Computing" initiative empowers industrial digitalization. Through innovative credit mechanisms and cross-provincial collaboration, ABC Ningxia Branch has provided key support for benchmark computing power projects like Xinghan Intelligent Technology and CCCC (Zhongwei) Cloud Data Center, with cumulative credit exceeding 1.2 billion yuan. The CCCC Zhongwei Cloud Data Center, with a planned capacity of over 15,000 racks, will become a key node serving national computing power demands.

Exploring carbon credit trading practices green development. ABC Xiamen Branch replicated its mature agricultural carbon credit trading model in Ningxia's Jingyuan County, completing one of the nation's first Fujian-Ningxia collaboration-themed agricultural carbon credit transactions. The sale of 19,800 tons of carbon credits increased village collective income by 310,000 yuan, exploring a new path for green collaborative development between eastern and western regions.

Smoothing production-marketing cycles aids rural revitalization. Leveraging the "ABC Mall" online platform to connect with leading national supermarkets, ABC has opened a green channel for "Ningxia products to go beyond the frontier," helping sell no less than 10 million yuan worth of Ningxia agricultural products annually. This allows high-quality "Ningxia-brand" goods like wolfberries, wine, beef, and lamb to reach markets on the southeastern coast directly, achieving "production-marketing linkage, assistance through purchase, and production promotion through sales."

The wind of change travels thousands of miles, bridging mountains and seas. From capital support to multi-faceted empowerment encompassing "finance + industry + livelihoods," ABC has always resonated with the lands of Fujian and Ningxia. Standing at the new starting point of the thirtieth anniversary, ABC will continue to bear in mind the nation's major priorities. With a higher stance, more concrete measures, and superior services, it will continue to write a new chapter of high-quality development driven by finance on the grand canvas of Fujian-Ningxia collaboration.