Top 4 Reliable Singapore REITs for Retirement Investment

Real Estate Investment Trusts (REITs) offer an ideal income instrument for income-focused investors, as they are mandated to distribute at least 90% of their earnings.

However, not all REITs are created equal.

Investors need to carefully select the reliable REITs they can purchase and hold for their retirement nest egg.

Here are four trustworthy Singapore REITs to consider for long-term investment.

Parkway Life REIT (SGX: C2PU)

Parkway Life REIT, also known as PLife REIT, is a healthcare REIT managing a diversified portfolio of 75 properties valued at S$2.46 billion.

The REIT's portfolio includes three hospitals in Singapore, 60 nursing homes in Japan, 11 nursing homes in France, and a strata-titled property in Malaysia.

PLife REIT is strengthened by its association with the prominent healthcare provider IHH Healthcare Berhad (SGX: Q0F).

In the first half of 2025 (1H 2025), PLife REIT reported solid financial performance.

Gross revenue rose by 8.1% year-on-year to reach S$78.3 million, while net property income climbed 8% year-on-year to S$73.8 million.

Distribution per unit (DPU) edged up 1.5% year-on-year to S$0.0765 due to an expanded unit base.

With a moderate gearing level of 35.4% and a low debt cost of merely 1.5%, PLife REIT can continue leveraging debt for yield-accretive acquisitions.

The Inland Revenue Authority of Singapore (IRAS) recently granted tax exemption on foreign-sourced income from seven out of its 11 properties, leading to annual tax savings of about S$1.26 million.

CapitaLand Ascendas REIT (SGX: A17U)

CapitaLand Ascendas REIT, abbreviated as CLAR, is Singapore's oldest and largest industrial REIT, boasting a portfolio of 229 properties.

As of 30 June 2025, the REIT's total assets under management (AUM) stood at S$16.8 billion.

CLAR enjoys strong backing from blue-chip real estate investment manager CapitaLand Investment Limited (SGX: 9CI).

Despite reporting resilient numbers for the first half of 2025 (1H 2025), gross revenue decreased by 2% year-on-year to S$754.8 million, and net property income (NPI) slightly fell by 0.9% year-on-year to S$523.4 million.

Though DPU dropped 0.6% year-on-year to S$0.07477, CLAR upheld a healthy occupancy rate of 91.8% and attained a positive rental reversion of 9.5%.

Earlier this year, the REIT completed acquiring a logistics centre in the US and redeveloping Science Park Drive in Singapore.

CLAR is further redeveloping or refurbishing six ongoing projects worth S$498.4 million to enhance returns on existing properties.

Keppel DC REIT (SGX: AJBU)

Keppel DC REIT focuses on data centres, managing a portfolio of 24 data centres spread across 10 countries.

At the end of June 2025, the total AUM of Keppel DC REIT was approximately S$5 billion, driven by strong backing from its sponsor, asset manager Keppel Ltd (SGX: BN4).

The REIT reported excellent earnings for 1H 2025, with gross revenue increasing by 34.4% year-on-year to S$211.3 million and NPI surging by 37.8% year-on-year to S$182.8 million.

DPU grew by 12.8% year-on-year to S$0.05133.

Strong demand for data centres led to a positive portfolio rental reversion of around 51% for the first half of 2025.

Holding a high portfolio occupancy rate of 95.8%, Keppel DC REIT is actively pursuing third-party acquisitions in Japan, South Korea, and Europe, focusing on hyperscale data centres.

Continued advancements in artificial intelligence (AI) are expected to sustain the robust demand for data centres, promising a favorable long-term outlook for Keppel DC REIT.

Frasers Centrepoint Trust (SGX: J69U)

Frasers Centrepoint Trust, or FCT, predominantly invests in retail properties, managing a portfolio of nine suburban retail malls and an office building in Singapore.

As of now, FCT's total AUM stands at S$7.1 billion, with its retail portfolio presenting a net lettable area (NLA) of around 2.7 million square feet.

Supported by its sponsor, property development and investment firm Frasers Property Limited (SGX: TQ5), FCT demonstrated encouraging financial performance for the first half of the fiscal year 2025 (1H FY2025) ending 31 March 2025.

Gross revenue improved by 7.1% year-on-year to S$184.4 million, while NPI gained 7.3% year-on-year to S$133.7 million.

DPU saw a slight rise of 0.5% year-on-year to S$0.06054.

FCT's retail malls performed well in the third quarter of fiscal 2025 (3Q FY2025) ending 30 June 2025, experiencing increased tenant footfall and sales.

The REIT's acquisition of Northpoint City South Wing is set to enhance its DPU.

High portfolio occupancy at 99.9%, combined with shopper traffic and tenant sales rising by 2.1% and 4.4% year-on-year respectively, point to FCT's strong performance.

FCT also initiated an asset enhancement project for Hougang Mall, targeting a 7% return on investment.