Bank of Chongqing (01963) announced its interim results for the six months ended June 30, 2025, showcasing optimized financial service systems and strengthened regional competitive advantages, with profitability maintaining steady growth momentum. As of June 30, 2025, the Group achieved operating revenue of RMB 75.27 billion, representing a year-on-year increase of 8.24%. Net profit reached RMB 33.94 billion, up 5.73% year-on-year, while net profit attributable to shareholders of the bank totaled RMB 31.90 billion, increasing 5.39% year-on-year, continuing the trend of robust growth.

Guided by major strategic initiatives and expanding real economy service capabilities, the bank's operating scale grew steadily. As of June 30, 2025, the Group's total assets amounted to RMB 983.365 billion, an increase of RMB 126.723 billion from year-end, representing growth of 14.79%. Total loans reached RMB 500.67 billion, up RMB 60.054 billion from year-end with a growth rate of 13.63%. Total deposits stood at RMB 544.136 billion, increasing RMB 70.019 billion from year-end, marking growth of 14.77%.

Focusing on key industry lending and broadening core liability sources, the asset-liability structure continued to optimize. As of June 30, 2025, the Group's general loans accounted for 95.71% of total loans and advances principal, rising 2.02 percentage points from year-end. Savings deposits represented 53.23% of total deposits, an improvement of 0.60 percentage points from year-end.

Through strengthened capital coordination and management and improved capital utilization efficiency, capital strength remained solid. As of June 30, 2025, the Group's core tier-1 capital adequacy ratio, tier-1 capital adequacy ratio, and capital adequacy ratio stood at 8.80%, 9.94%, and 12.93% respectively, continuing to meet regulatory requirements.

By enhancing forward-looking risk management and intensifying disposal and collection efforts, asset quality showed steady improvement. As of June 30, 2025, the Group's non-performing loan ratio was 1.17%, down 0.08 percentage points from year-end. Special mention loans accounted for 2.05% of total loans, declining 0.59 percentage points from year-end. Overdue loans represented 1.58% of total loans, decreasing 0.15 percentage points from year-end. The provision coverage ratio reached 248.27%, an increase of 3.19 percentage points from year-end.