The "Internet Light" Expo, a key part of the 2026 World Internet Conference Wuzhen Summit co-hosted by the World Internet Conference and the Zhejiang Provincial People's Government, opened today. AI-driven fintech platform YIXIN (02858) has won the "Xinguang" Product Award at the expo for China's first auto finance AI intelligent all-in-one machine, making Yixin the only company in the auto finance sector selected for this year's recognition.
The "Xinguang" series promotion is one of the flagship activities of the "Internet Light" Expo, with the "Xinguang" product showcase focusing on cutting-edge innovations in digital technology. Nominated products must hold independent intellectual property rights and core patents, reach internationally advanced technical standards, and deliver outstanding economic and social benefits. The selection adopts a dual mechanism of "expert review plus public online voting," with final winners determined through multiple rounds including open solicitation, formal review, expert evaluation, and online voting. Award-winning companies include Tencent, Alibaba, and iFlytek, and the award's industry authority and exemplary value are widely recognized. A Yixin representative (fifth from right) took the stage to receive the award.
The award-winning Yixin AI all-in-one machine is China's first auto finance AI self-service terminal, effectively addressing long-standing pain points in traditional auto finance processes such as lengthy procedures, complex decision-making, user privacy concerns, and high compliance requirements. Under the fully human-like guidance of an AI digital avatar, users can independently complete all business steps on the machine—including pre-approval, information collection, card binding and repayment, and contract signing—without relying on human advisors. This compresses a traditional process that once required manual coordination at each step and took about 90 minutes into just 15 to 20 minutes. The device also supports 7×24 uninterrupted service, and users can scan a code to sync the process to their mobile devices and track the full progress at any time, completely breaking through the time-and-space limitations of traditional offline stores. On the closely watched front of security and compliance, the machine uses a terminal self-service upload model, so users' sensitive document information never passes through third-party hands, eliminating the risk of information leakage at the source and truly integrating security, transparency, and efficiency.
The launch of the AI all-in-one machine marks Yixin's AI application officially moving from "back-end empowerment" to "front-end innovation." Yixin Chief Technology Officer Jia Zhifeng said: "The auto finance AI all-in-one machine makes abstract AI tangible and scenario-based, allowing every ordinary consumer to personally experience the efficiency transformation, experience upgrade, and security assurance brought by AI, truly achieving technology benefits for the masses." The Yixin AI all-in-one machine, which won the "Xinguang" Product Award, is on display at the Wuzhen conference.
Currently, the Yixin AI all-in-one machine has been put into operation in some domestic new energy vehicle stores. Initial operating data shows that after deployment, overall business processing time leads industry standards by more than 50%, and the self-service completion rate exceeds 95%, with service efficiency and user experience improving simultaneously. Yixin said it will accelerate the machine's penetration across diverse scenarios such as 4S stores, used-car markets, and county-level outlets to support auto consumption in lower-tier markets. It is reported that this auto finance AI all-in-one machine will be showcased at Yixin's booth at this year's Wuzhen conference. Participating for the second time this year, Yixin has achieved comprehensive upgrades in exhibition scale, display dimensions, and interactive experience. In addition to the all-in-one machine, it will also present Yixin's full-stack AI capabilities and industrial implementation results. Yixin said it will continue to promote the deep integration of AI and auto finance, and, relying on ecosystem openness and global layout, export the technological innovation achievements of China's auto finance to broader markets, injecting new momentum into the digital and intelligent transformation of the global auto finance industry.