Yibin City Commercial Bank Co., Ltd (“Yibin Bank”) released its audited 2025 results. Operating income grew 4.30% to RMB 2.27 billion, driven by a 23.50% rise in net interest income to RMB 1.95 billion. Net profit increased 17.10% year-on-year to RMB 559.55 million.

Total assets expanded 13.10% to RMB 123.52 billion. Net loans and advances rose 16.70% to RMB 68.18 billion, while customer deposits increased 8.70% to RMB 91.85 billion.

Asset quality improved: the non-performing loan ratio fell 0.03 percentage point to 1.65%, and the provision coverage ratio rose to 273.36%.

The capital adequacy ratio remained solid at 13.91%, with a core tier-one ratio of 12.71%. The liquidity ratio stood at 84.10%; the leverage ratio was 8.33%.

The Board proposes a final cash dividend of RMB 0.0356 per share (totaling RMB 163.35 million), subject to shareholder approval on 25 June 2026.