Bank Of Communications Co.,Ltd. (SHSE: 601328) has officially launched its upgraded "Bankcomm e-Supervision 2.0" platform. The announcement was made during a forum at the 2026 World Artificial Intelligence Conference focused on digital and intelligent finance.

The bank has consistently followed advancements in AI technology, concentrating on client needs and practical scenarios. After the initial launch of the "Bankcomm e-Supervision 1.0" platform in 2024, which digitized entire business processes and reduced oversight costs, this latest iteration represents a significant upgrade with three key intelligent enhancements.

Introducing a New Model for Cross-Bank Fund Supervision

The platform establishes a new paradigm for supervising funds across different banks. It centers on project budgets to connect the workflows of various supervising banks, clarifies the rights and responsibilities of all parties involved, and enables integrated, dynamic configuration of supervision rules. This system has been implemented for cross-bank fund supervision in the engineering construction sector, achieving closed-loop oversight of core business stages.

Building a New Ecosystem for Digital Yuan Applications

A fresh application ecosystem for the digital yuan has been constructed. Supervision rules are converted into digital yuan smart contracts, allowing funds to be automatically disbursed when conditions are met, sent directly to the end recipient, and traced efficiently. This approach addresses the limitations of traditional supervision tools regarding timeliness and transparency, achieving breakthroughs in scenarios like chain debt repayment.

Exploring a New Model for Intelligent Risk Management

The platform pioneers a novel approach to smart risk management. By utilizing multimodal recognition technology and conducting multi-dimensional data comparisons, it enables the automatic identification and real-time alerting of risks such as abnormal fund disbursements and project deviations. This shifts the supervision model from post-event verification to proactive warning and mid-process correction.

Looking ahead, Bank Of Communications Co.,Ltd. (SHSE: 601328) plans to continue leveraging AI technology, integrating high-quality internal and external data, and consolidating service demands from various scenarios including cross-border operations. The goal is to explore comprehensive, intelligent fund supervision across the entire process.