Chuanglian Holdings (02371) announced that all conditions precedent under the relevant loan settlement agreements have been fulfilled, and the loan capitalization was completed on January 20, 2026. A total of 13.1579 million new consolidated shares were allotted and issued to creditors on January 20, 2026. Following the completion of these loan settlements, the company is considered to have fully repaid the principal amounts of HK$3 million from Mr. Lu and HK$2 million from Mr. Gao, respectively.