PSBC Zhangye Branch Launches "Industry Loans" to Address Financing Challenges for Grain Purchasers

Deep News
2025/08/21

During the peak grain harvesting season, combine harvesters traverse wet fields, leaving deep tracks in their wake. The rhythmic sound of blades cutting through wheat stalks mingles with the cascade of grain falling into storage bins, creating a symphony reminiscent of rushing rain.

"I'm incredibly grateful to you all. In just a few short days, you've resolved my concerns," remarked Chen Jiaming at his grain processing facility.

Chen Jiaming, a major grain purchaser from Chengbei Village in Qingquanzhen, Shandan County, has been engaged in grain procurement for over two decades. He primarily purchases barley, wheat, and fennel, with an annual procurement volume reaching 3,000 tons. During this year's critical grain purchasing period, he encountered a cash flow shortage that threatened his ability to make timely payments to farmers.

Upon learning of this situation through routine client visits, account managers from Postal Savings Bank Of China Co.,Ltd. Zhangye Branch recommended the bank's "Industry Loan" product. The entire process from on-site investigation and document collection to approval took merely three days. On August 8, the 600,000 yuan "Industry Loan" was successfully disbursed. With the funding secured, Chen was able to seize the optimal timing to ensure every grain was properly stored.

Mao Xiangguo, another major grain purchaser from Gaozhai Village in Weiqi Town, Shandan County, faced similar challenges as his operations expanded and working capital became insufficient. The "Rural Lending Service" team from PSBC Zhangye Branch tailored an "Industry Loan" solution specifically for his needs. On August 10, a 500,000 yuan loan was successfully disbursed, effectively addressing his urgent financial requirements.

According to reports, PSBC Zhangye Branch continues to organize "Rural Lending Service" initiatives, reaching farmers directly in the fields to address their funding needs. The bank provides dedicated credit support to resolve financing difficulties faced by agricultural business entities, injecting financial vitality into the grain industry chain while delivering superior, convenient, and efficient financial services to clients.

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