ING Groep NV (NYSE:ING) shares surged 5.05% in pre-market trading on Thursday following the release of its impressive third-quarter 2025 financial results. The Dutch banking giant reported earnings that surpassed analyst expectations, demonstrating robust growth across key business segments.

ING posted a quarterly earnings per share (EPS) of $0.70, beating the analyst consensus estimate of $0.64 by 9.69%. This represents an 8% increase from the $0.65 per share reported in the same period last year. The company's quarterly sales reached $6.896 billion, exceeding the analyst consensus estimate of $6.550 billion by 5.28% and marking a 6.17% year-over-year growth.

The strong performance was driven by several factors, including continued growth in Retail Banking, with increases in the mobile primary customer base, lending portfolio, and fee income. ING's CEO, Steven van Rijswijk, highlighted that the bank gained almost 200,000 mobile primary customers during the quarter, bringing the year-on-year growth to 1.1 million. Additionally, Wholesale Banking saw significant improvements, with corporate loan demand picking up and driving a 19% year-on-year growth in fee income. The company also announced a €1.6 billion distribution to shareholders, further boosting investor confidence. With a CET1 ratio rising to 13.4% and a four-quarter rolling average return on equity of 12.6%, ING has demonstrated its financial strength and profitability in a challenging economic environment.