On August 29, China Construction Bank Corporation held its 2025 interim results announcement. Deputy President Lei Ming provided detailed insights into the bank's digital transformation achievements. He emphasized: "Digital transformation and fintech empowerment to enhance digital services for the digital economy is a responsibility entrusted to us by the Party Central Committee, and it is also one of the important engines for CCB to maintain high-quality development." Through four major initiatives, CCB achieved significant breakthroughs in core system upgrades, large model applications, digital ecosystem construction, and digital economy services during the first half of the year.
Lei Ming disclosed that the foundation of CCB's digital transformation has become more solid. After completing the comprehensive distributed migration of core systems, system capabilities have been significantly enhanced: "Daily batch processing time has been shortened by 30%, and online transaction processing capacity has increased by 1.6 times." In terms of artificial intelligence applications, CCB has deeply promoted "AI+" initiatives, built a financial large model with hundreds of billions of parameters, and comprehensively integrated it into corporate business, personal business, payment settlement, and risk management domains.
Lei Ming mentioned that specialized account managers can now provide in-depth services to an average of 600 customers, increased from the previous 200. The AI credit approval assistant covers financial analysis, rating reviews, and compliance reviews, compressing financial analysis report generation time from hours to minutes, with rating review opinions generated in just 40 seconds. Development efficiency has also improved simultaneously, with 75% of developers using intelligent coding tools, of which 30% of AI-generated code has been adopted.
Looking ahead, Lei Ming stated that CCB will focus on intelligence as the core, accelerate digital transformation, prioritize the construction of low-carbon green finance-grade data centers, scientifically and orderly release new computing power, accelerate the systematic and comprehensive application of artificial intelligence and the construction of enterprise-level knowledge bases, further unleash AI efficiency, and through comprehensive, full-chain, and systematic digital and intelligent transformation, create new quality productive forces in finance, empower the five major articles, and contribute CCB's strength to building a strong financial nation.