Quanzhou Huixin Micro-credit Co., Ltd. (Huixin Credit) has released its 2025 annual report and convened its Annual General Meeting (AGM) for 11 June 2026 in Quanzhou, Fujian.

Financial Performance • Revenue & Profitability: 2025 interest income reached RMB 110.20 million, while interest expense was kept to RMB 0.80 million. Operating and administrative costs totalled RMB 23.90 million. Profit before tax came in at RMB 136.20 million, translating into net profit and total comprehensive income of RMB 100.10 million. • Balance Sheet: As at 31 December 2025, total assets stood at RMB 1.43 billion against total liabilities of RMB 146.40 million, resulting in shareholders’ equity of RMB 1.29 billion. • Cash Flow: Net cash used in operating activities amounted to RMB 114.50 million; investing activities consumed RMB 0.90 million; financing activities generated RMB 71.70 million. Overall cash and equivalents decreased by RMB 43.70 million.

Dividend Proposal The Board recommends a final dividend of RMB 0.05 per share for FY 2025, subject to shareholder approval. Entitlement is based on the register of members as at 26 June 2026, with payment slated for around 14 August 2026. H-share dividends will be paid in Hong Kong dollars, converted at the PBoC’s five-day average central parity rate preceding the AGM.

2026 Budget & Outlook Operating expenses for 2026 are budgeted at approximately RMB 50.00 million.

Audit Matters Ernst & Young is proposed for re-appointment as external auditor, having received RMB 1.60 million for audit services and RMB 50,000 for ESG reporting services in 2025.

Board & Supervisory Changes Shareholders will vote on the re-election of eight directors—including executive directors Zhou Yongwei, Yan Zhijiang and Liu Aiqin—and three supervisors. Director remuneration remains unchanged: executive and non-executive directors serve without pay; independent non-executive directors receive HKD 100,000 annually. Independent supervisors are proposed for RMB 20,000 per annum.

Capital Management A special resolution seeks a general mandate allowing the Board to: • Issue, allot or deal with additional Domestic-Invested and/or H shares up to 20% of each respective class in issue (excluding treasury shares). • Sell or transfer H shares held in treasury within the same 20% limit. The mandate would run from AGM approval until the next AGM or earlier revocation.

Governance Updates Shareholders will consider amendments to the Articles of Association, revisions to directors’ and supervisors’ remuneration authorisations, and several routine matters.

Key Dates • Record date for AGM attendance: 11 June 2026. • Proxy submission deadline: 10 June 2026. • Book closure for dividend entitlement: 22–26 June 2026.

All resolutions, including financial statements approval and profit distribution, will be tabled at the 11 June 2026 AGM.