Qudian Inc. (NYSE: QD) saw its stock price soar 5.26% in pre-market trading on Monday after the company reported impressive third-quarter 2025 financial results. The Chinese consumer-oriented technology company demonstrated significant improvements in profitability despite a decline in revenue.

According to the unaudited financial report, Qudian's net income attributable to shareholders surged to RMB409.9 million (US$57.6 million) in Q3 2025, more than tripling from RMB131.9 million in the same period last year. This translates to a net income per diluted ADS of RMB2.47 (US$0.35), a substantial increase that caught investors' attention.

The company's strong performance was primarily driven by a significant boost in interest and investment income, which jumped 84.5% year-over-year to RMB421.3 million (US$59.2 million). Additionally, Qudian reported a 144.4% increase in gains from derivative instruments, reaching RMB73.9 million (US$10.4 million). These positive factors more than offset the 84.5% decrease in total revenues, which fell to RMB8.5 million (US$1.2 million) due to the ongoing winding down of its last-mile delivery business. Despite the challenges, Qudian's efficient cash management and strategic investments have clearly resonated with investors, leading to the stock's notable pre-market rally.