On March 31, MINSHENG BANK held its 2025 annual results briefing. The bank's President, Wang Xiaoyong, stated that over the past year, the bank has adhered to a fundamental focus on high-quality development, strengthened strategic execution, optimized its business structure, improved its service system, and deepened refined management. He noted that the main operational indicators are showing a positive trend, indicating that the effectiveness of the bank's recent strategic transformation is becoming evident.

He reported that as of the end of last year, the group's total assets reached 7.83 trillion yuan, an increase of 0.23%. Operating income was 142.9 billion yuan, rising by 4.82%. The net interest margin stood at 1.4%, up by 1 basis point. However, net profit attributable to the parent company's shareholders was 30.6 billion yuan, reflecting a decrease compared to the end of the previous year.

Explaining the reason for the decline in net profit last year, he clarified that it was due to the bank's increased efforts in disposing of non-performing assets and raising additional provisions. Consequently, despite the growth in operating income, the bank's profit actually decreased by 5.37%.