Weihai Bank (09677) announced its interim results for 2025, reporting net interest income of approximately RMB 3.648 billion, representing a year-on-year increase of 5.33%. Operating revenue reached RMB 5.056 billion, up 10.98% compared to the same period last year. Net profit attributable to shareholders of the bank totaled RMB 1.128 billion, marking a 4.94% year-on-year growth, with earnings per share of RMB 0.19.

According to the announcement, the net profit growth was primarily driven by the bank's proactive response to net interest margin compression pressure during the first half of 2025. The bank continued to strengthen its corporate banking and retail banking business development, constantly optimizing its business structure, achieving year-on-year increases in both net interest income and non-interest income, which drove steady growth in operating revenue and sustained improvement in profitability.

As of June 30, 2025, total assets reached RMB 483.843 billion, an increase of RMB 42.379 billion or 9.60% compared to the end of 2024. Total deposits increased by RMB 37.370 billion or 12.73% compared to the end of 2024, while total loans grew by RMB 18.951 billion or 9.01% compared to the end of 2024.

The non-performing loan ratio stood at 1.39%, down 0.02 percentage points from the end of 2024. The capital adequacy ratio was 13.21%, and the provision coverage ratio reached 159.04%, up 2.97 percentage points from the end of 2024. All regulatory indicators continued to meet compliance standards comprehensively.