BANKCOMM (03328) announced its annual results for the period ending December 31, 2025. The Group recorded a net interest income of 1,730.75 billion yuan (Renminbi, same below), a year-on-year increase of 1.91%. Net operating income reached 2,656 billion yuan, up 2.05% compared to the previous year. Net profit attributable to shareholders of the parent company was 956.22 billion yuan, marking a 2.18% increase year-on-year. Basic earnings per share attributable to ordinary shareholders of the parent company were 1.08 yuan. The Board has proposed a cash dividend distribution of 1.684 yuan per 10 shares (including tax).

As of the end of the reporting period, the Group's total assets amounted to 15.55 trillion yuan, an increase of 4.35% from the end of the previous year. Customer loan balances reached 9.12 trillion yuan, increasing by 568.449 billion yuan from the end of the prior year, a growth of 6.64%. Customer deposit balances stood at 9.31 trillion yuan, rising by 507.48 billion yuan from the end of the previous year, an increase of 5.77%.

During the reporting period, the Group achieved a net profit attributable to shareholders of the parent company of 956.22 billion yuan, a year-on-year growth of 2.18%. Net operating income was 2,656 billion yuan, representing a 2.05% increase compared to the previous year.

At the end of the reporting period, the Group's non-performing loan ratio was 1.28%, a decrease of 0.03 percentage points from the end of the previous year. The provision coverage ratio was 208.38%, an increase of 6.44 percentage points from the end of the prior year.