China Everbright Bank Company Limited announced third-quarter 2025 financial data prepared under international standards, reflecting unaudited consolidated net profit of RMB37.278 billion in the first three quarters, a 3.40% decrease year-on-year. Operating income over the same period reached RMB94.337 billion, down 7.95%. Net fee and commission income rose 2.18% to RMB15.502 billion, whereas net interest income registered RMB68.881 billion, a 5.11% decline.

Total assets stood at RMB7.217717 trillion, up 3.72% compared to the end of last year. Loans and advances increased to RMB4.026943 trillion, and deposits rose by 3.69% to RMB4.184694 trillion. The non-performing loan ratio was 1.26%, and return on weighted average equity reached 8.83%. Capital adequacy ratio stood at 13.65%, with Tier 1 and common equity Tier 1 ratios at 11.70% and 9.65%, respectively.

The announcement highlighted focus areas such as technology finance, green finance, inclusive finance, pension finance, and digital finance. The bank strengthened its comprehensive risk-control measures and balanced balance-sheet management, reinforcing its commitment to supporting the real economy and maintaining stable business operations during the period.