On October 30, CCB held its Q3 2025 earnings briefing. Regarding asset quality, Executive Vice President and Board Secretary Ji Zhihong stated that the bank consistently upholds bottom-line thinking, treating risk management as the "lifeline" of banking operations and prioritizing asset quality control.

As of the end of September, the group's non-performing loan ratio stood at 1.32%, down 0.02 percentage points from year-end 2024. The special-mention loan ratio was 1.82%, a 0.07 percentage point decline. Overall asset quality remained stable, with the provision coverage ratio at 235.05%, up 1.45 percentage points, reflecting strong risk resilience.