万事达卡公司（纽约证券交易所代码：MA）报告称，第四季度净营收为74.9亿美元，同比增长14%，按中性货币计算同比增长16%，超出分析师预期的73.9亿美元。 调整后的每股收益同比增长20%至3.82美元，超过分析师预期的3.69美元。 支付网络净营收同比增长13%（按中性货币计算同比增长15%），主要受毛额美元交易量（同比增长12%）、跨境交易量（同比增长20%）和切换交易量（同比增长11%）的推动。 增值服务和解决方案净营收增长16%，按中性货币计算增长17%，受其基础驱动因素的增长、消费者获取和参与及商业和市场洞察力服务的强劲需求、安全和数字和身份验证解决方案的规模扩大以及定价的推动。 万事达卡的切换交易量，即其网络上交易的价值，同比上升13%。跨境交易量，即通过跟踪在发行国家以外使用卡的支出来衡量旅游需求的指标，同期增长20%。 调整后的营业利润率同比扩增40个基点至56.3%。净收入按中性货币计算增长22%至33亿美元，而调整后的净收入则按中性货币计算增长19%至35亿美元。 截至2024年12月31日，该公司客户共发行了35亿张万事达卡和Maestro品牌卡。 在本季度，万事达卡公司回购了650万股股票，花费34亿美元，并支付了6.06亿美元的股息。截至2024年12月31日，现金和现金等价物为108亿美元。 首席执行官Michael Miebach指出，其在支付和服务及解决方案方面的多样能力，包括本季度收购的Recorded Future，使其脱颖而出，并为其长期增长奠定了良好基础，这在其投资者日会上有所阐述。 Q1和FY25展望：万事达卡预计第一季度净营收将实现低两位数的增长（而分析师预期为71.4亿美元），2025财年则为31.46亿美元。 股价行情：截至周四最后一次检查，MA股价上涨4.05%，至571.51美元。

以上内容来自Benzinga Earnings专栏，原文如下：

Mastercard Inc (NYSE: MA) reported fiscal fourth-quarter net revenues of $7.49 billion, up 14% year over year and 16% year over year on a neutral currency basis, beating the analyst consensus estimate of $7.39 billion.

Adjusted EPS rose 20% year over year to $3.82, exceeding the analyst consensus estimate of $3.69.

Payment network net revenue rose 13% Y/Y (+15% Y/Y on a currency-neutral basis), led by growth in gross dollar volume (+12% Y/Y), cross-border volume (+20% Y/Y) and switched transactions (+11% Y/Y). 

Also Read: Nasdaq Touts 10% Revenue Growth In Q4, Sets 2025 Expense And Tax Guidance

Value-added services and solutions net revenue rose 16% and 17% on a currency-neutral basis, driven by growth in its underlying key drivers, strong demand for its consumer acquisition and engagement and business and market insight services, the scaling of its security and digital and authentication solutions, and pricing.

Mastercard’s switched volume, reflecting the value of transactions on its network, rose by 13% year-over-year. Cross-border volume, which indicates travel demand by tracking spending on cards outside their country of issue, increased by 20% in the same period.

The adjusted operating margin expanded 40 bps Y/Y to 56.3%. The net income climbed 22% on a currency-neutral basis to $3.3 billion, while the adjusted net income improved by 19% on a currency-neutral basis to $3.5 billion.

As of December 31, 2024, the company’s customers had issued 3.5 billion Mastercard and Maestro branded cards.

During the quarter, Mastercard repurchased 6.5 million shares for $3.4 billion and paid $606 million in dividends. As of December 31, 2024, cash and cash equivalents stood at $10.8 billion.

CEO Michael Miebach noted its diverse capabilities in payments and services and solutions, including the acquisition of Recorded Future this quarter set it apart and positioned it well for long-term growth as outlined at its Investor Day

Q1 and FY25 Outlook: Mastercard expects net revenue growth in the low double digits for the first quarter (versus $7.14 billion consensus estimate) and fiscal 2025 (versus $31.46 billion consensus estimate). 

Price Action: MA stock is up 4.05% at $571.51 at the last check on Thursday.

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