A Moody's analyst stated to CNBC that despite recent market concerns regarding non-performing loans impacting the balance sheets of some regional lenders, the overall U.S. banking system remains robust.

Marc Pinto, the global head of private credit at the ratings agency, pointed out that there are currently very few signs of credit contagion, which had exacerbated issues during the 2008 financial crisis.

"After thorough analysis, we find that the market seems to be focused on whether the credit cycle has reached an inflection point, but there's no evidence to support such a conclusion at this time," Pinto said.

He further emphasized, “One cockroach does not indicate a trend,” referencing JPMorgan Chase CEO Jamie Dimon’s previous remark that “when you see one cockroach, there’s likely many more.”

On Friday, regional bank stocks performed positively, with a popular exchange-traded fund (ETF) tracking the sector rising 1.5% during early trading.