On August 29, Postal Savings Bank Of China Co.,Ltd. held its 2025 interim results presentation. Liang Shidong, Director of Retail Business at PSBC, stated that housing loans achieved a net increase of over 20 billion yuan in the first half of the year, ranking first among major banks and representing the only positive growth in the sector.

Liang Shidong further noted that comprehensive consumer loans recorded year-on-year growth exceeding 100%, while the non-performing loan formation rate in the first half was approximately 0.51%, demonstrating high-quality rapid growth. Regarding auto loans, PSBC proactively led efforts to counter internal competition by discontinuing high-interest, high-return models, establishing a solid foundation for sustainable development in the second half of the year.