Misleading AI Investment Schemes: Are Guaranteed Returns a Trap for Your Retirement Savings?

Deep News
09/09

As part of the 2026 Financial Education Publicity Week, a campaign centered on "Clear Financial Networks, Protecting Secure Consumption" is actively promoting financial safety. Starting September 7, the "Financial Studio" light and shadow defense theater officially launches an educational video series, co-produced with Dajia Insurance, titled "The Real Lies in the Name of AI."

This initiative urges the public to remain highly vigilant against investment projects that use buzzwords like "AI intelligent quantitative trading" or "RWA digital shares" as their selling points. Be wary of any scheme that promises "low risk, high returns, and only upward movement," lures initial investments with "small trial amounts and instant rebates," or encourages recruitment through "tier upgrades and team dividends." Furthermore, projects that induce individuals to surrender their insurance policies or divert pension funds into these schemes are all flagged as having potential illegal fundraising risks.

Consumers, especially senior citizens, are strongly advised to remember a key principle: high returns inherently come with high risk, and any claim of "guaranteed principal with high interest" is a fraudulent tactic. Before making any investment, it is crucial to pause, verify the legitimacy of the project, and consult with family members. Never transfer money to unfamiliar accounts, and safeguard personal financial information diligently. If you encounter fraud, take immediate action by preserving transaction records and other evidence, and report the incident to the authorities to protect your property and legal rights.

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