X Financial (XYF.US) climbed more than 9.6% in pre-market trading, reaching $14.1 per share. The company reported second-quarter revenue of 22.73 billion yuan, representing a substantial 65.6% year-over-year increase, while net profit rose 27.1% year-over-year to 5.28 billion yuan. During the quarter, the total value of loans facilitated and disbursed hit a record 389.9 billion yuan, marking a 71.4% year-over-year surge. Additionally, active borrowers grew by 73.7% year-over-year to reach 2.85 million users.