On October 29, Bank of China (BOC) held its Q3 2025 earnings briefing. Looking ahead to full-year performance, Secretary-General Zhuo Chengwen stated that the bank's financial performance has remained stable with steady progress this year.

In the first three quarters, the group achieved operating revenue of 492.1 billion yuan, up 2.72% year-on-year, maintaining stable growth. Net profit after tax reached 189.6 billion yuan, with shareholders' attributable profit at 177.7 billion yuan, increasing 1.12% and 1.08% respectively year-on-year. The performance trend showed improvement compared to the first half.

The group's net interest margin stood at 1.26%, unchanged from the first half. Key financial metrics remained within reasonable ranges: average return on assets (ROA) at 0.70%, return on equity (ROE) at 8.98%, and cost-to-income ratio (mainland regulatory standard) at 26.90%.

Business scale expanded steadily, with total assets reaching 37.55 trillion yuan and total liabilities at 34.31 trillion yuan, representing growth of 7.10% and 6.87% respectively from year-end 2024.

Zhu further emphasized that for the full year, BOC will continue strengthening its operations and management, striving to deliver stable performance to repay the trust and support of customers, investors and society.