CEB BANK (06818) fell nearly 5% following its earnings release, dropping 4.75% to HK$3.21 by the time of writing, with a turnover of HK$45.58 million. The bank reported a 7.9% year-on-year decline in cumulative revenue for the first three quarters, alongside a 3.6% drop in net profit attributable to shareholders. In Q3 alone, revenue fell 13.0%, while quarterly net profit slid 11.0%. Analysts noted that the results slightly missed expectations, primarily due to pressure from fair value fluctuations caused by bond market volatility. As of September-end, CEB BANK's total assets reached RMB 7.22 trillion, up 3.72% from the previous year-end. On asset quality, non-performing loans stood at RMB 50.71 billion, rising by RMB 1.46 billion from year-end 2022. The NPL ratio edged up 0.01 percentage points to 1.26%, while the provision coverage ratio declined by 11.67 percentage points to 168.92%.