ServisFirst Bancshares (SFBS) stock plummeted 5.39% in after-hours trading on Monday following the release of its third-quarter 2025 earnings report. The regional bank's results fell short of analyst expectations, triggering a sell-off among investors.

The company reported adjusted earnings per share (EPS) of $1.30, missing the analyst consensus estimate of $1.34 by 2.99%. While this represents an 18.18% increase from the $1.10 per share reported in the same period last year, the failure to meet expectations disappointed investors. Additionally, quarterly sales came in at $136.281 million, falling short of the projected $147.737 million by 7.75%, despite showing a 10.20% year-over-year increase.

ServisFirst's net interest income for Q3 2025 stood at $133.448 million, up from $115.1 million in the third quarter of 2024. However, the bank also reported a credit loss provision of $9.463 million, which may have contributed to investor concerns about the quality of its loan portfolio. The combination of missed earnings targets and the substantial credit loss provision likely fueled the sharp decline in the stock price during after-hours trading.