LEGEND UPSTAR (00459) announced that on February 9, 2026, its indirect wholly-owned subsidiary, Junlian Credit, entered into a mortgage loan agreement with the borrower and mortgagor Ms. Su Sheng. Under the agreement, Junlian Credit agreed to extend a loan with a principal amount of HK$16 million to the borrower. The loan carries an effective annual interest rate of 10% and has a repayment period of 12 months.