Bank of Communications Co., Ltd. (Stock Code: 03328) reported total assets of RMB15,499.783 billion as of 30 September 2025, marking a 4.02% increase from the end of 2024. Total liabilities reached RMB14,208.315 billion, up 3.37% over the same period.

Net operating income stood at RMB200.059 billion for the first nine months of 2025, reflecting a 1.86% year-on-year improvement. Net profit attributable to shareholders of the parent company rose by 1.90% year-on-year to RMB69.994 billion, with basic earnings per share recorded at RMB0.80.

At the close of the reporting period, loans to customers were RMB9,071.428 billion, a 6.04% rise compared with the end of 2024. Deposits from customers reached RMB9,263.005 billion, representing a 5.26% increase during the same timeframe. The non-performing loan ratio stood at 1.26%, slightly below the 1.31% recorded at the end of the previous year, while provision coverage rose to 209.97%.

Capital adequacy remained solid, with a capital adequacy ratio of 16.13% and a core tier-1 capital adequacy ratio of 11.37%. Shareholders’ equity attributable to the parent company increased by 11.89% from the end of 2024, reaching RMB1,280.369 billion by 30 September 2025.