China Financial Services Holdings Limited (Stock Code: 605) has confirmed a loan agreement dated 4 February 2026 between its wholly-owned subsidiary, Shenzhen Credit Gain Finance Company Limited (“SZCG”), and a new customer referred to as Customer FO. The principal amount of RMB10,000,000 carries a 14.4% annual interest rate over a one-year term, with interest paid monthly and the principal repaid at maturity.

According to the announcement, SZCG will secure the loan through a first legal charge mortgage on a residential property in Futian District, Shenzhen, valued at approximately RMB32,903,000 as of early February 2026. Following credit assessments, the loan is considered manageable, and the transaction falls within the ordinary course of the Group’s financial services operations. Given that the relevant ratios exceed 5% but remain below 25%, it qualifies as a discloseable transaction under the Listing Rules and is subject to the required notification and announcement procedures.