On November 13, Ping An Insurance responded to investor inquiries on an interactive platform, stating that the "Guidelines on Promoting High-Quality Development of Health Insurance" permit the launch of dividend-based long-term health insurance products. By combining protection and investment features, these products aim to enhance competitiveness, potentially opening new growth opportunities for critical illness insurance.

The company has already initiated research and development for dividend-based critical illness insurance products. It expects to develop related offerings once detailed regulations are released, striving for an early market launch to capitalize on emerging opportunities.