Stock Track | Upstart Soars Over 5% as Q4 Earnings Beat Expectations and Forecast Promising Growth

Stock Track

2025/02/13

Upstart Holdings, Inc. (NASDAQ:UPST) saw its stock surge by 5.17% in Thursday's pre-market trading session, following the company's impressive fourth-quarter results and optimistic outlook for 2025 that bolstered investor confidence.

The AI-powered lending platform reported a narrower net loss of $2.8 million in Q4 2024, a staggering 93% improvement compared to the same period a year earlier. Furthermore, revenues climbed 56% year-over-year to $218 million, driven by strong growth across all product categories.

For the full year 2024, Upstart's net loss stood at $128 million, a 47% reduction from 2023, while revenues grew 24% to $636 million. The company's CEO, David Girouard, expressed optimism for the future, citing "unparalleled energy" and the mission of advancing AI lending capabilities.

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