As of the end of September, Gansu Province's agricultural and small business relending balance stood at 37.1 billion yuan, an increase of 12.1 billion yuan year-on-year. This growth has driven a 4.7% rise in small and micro enterprise loans issued by provincial financial institutions.

To ensure effective implementation, the People's Bank of China (PBOC) Gansu Branch has established a comprehensive institutional framework. Leveraging the central bank's optimized relending policies, the branch allocated 7.5 billion yuan from the total relending quota to support local specialty industries and tech-oriented small and micro private enterprises. Additionally, 2.76 billion yuan in special relending quotas was added for flood prevention, earthquake relief, and post-disaster reconstruction.

To enhance efficiency, PBOC Gansu Branch has promoted diversified "relending+" models. For instance, Pingliang Branch introduced a "relending + discounted loans + specialty industries" approach, collaborating with local authorities to provide discounted loans for red cattle farming. Lanzhou Bank utilized relending funds to create a low-cost financing pool, launching tailored financial products like "Lanyin Hui Loan" to address slow and insufficient financing for small businesses. Other regions, including Dingxi, Linxia, and Qingyang, have innovated with models like "relending + agri-tourism," "relending + eco-agriculture," and "relending + livestock collateral."

The PBOC Gansu Branch has also streamlined relending procedures, reducing documentation requirements by six forms per transaction. Following the launch of an online relending trading system on October 21, the province executed 1.53 billion yuan in fully digitalized relending transactions—among the first nationwide. Gansu has now achieved full coverage of online relending transactions, including credit loans and bond-pledged DVP/non-DVP settlements.