Bank of Chongqing: Net Profit Reaches 5.196 Billion Yuan in First Nine Months, Up 10.42% Year-on-Year

Deep News
2025/10/24

On October 24, financial reports indicated that the Bank of Chongqing released its third-quarter report for 2025 today. As of September 30, 2025, the group's total assets amounted to 1,022.75 billion yuan, an increase of 166.108 billion yuan, or 19.39% from the end of the previous year. Client deposits reached 554.245 billion yuan, rising by 80.128 billion yuan, a growth of 16.90%. This includes time deposits of 416.672 billion yuan, demand deposits of 96.679 billion yuan, margin deposits of 23.678 billion yuan, and other deposits of 3.443 billion yuan, with interest payable totaling 13.773 billion yuan. The total amount of client loans and advances was 520.385 billion yuan, an increase of 79.768 billion yuan, or 18.10%. This consists of corporate loans of 399.019 billion yuan, personal loans of 99.290 billion yuan, bill discounts of 20.150 billion yuan, and interest receivable of 1.926 billion yuan. The balance of non-performing loans was 5.894 billion yuan, with an increase of 431 million yuan from the end of the previous year; the non-performing loan ratio stood at 1.14%, a decrease of 0.11 percentage points compared to the end of last year; the provision coverage ratio was 248.11%, an increase of 3.03 percentage points from the end of the last year. For the nine months ending September 30, 2025, the group achieved a net profit of 5.196 billion yuan, an increase of 490 million yuan, marking a growth of 10.42% compared to the same period last year. Total operating income reached 11.740 billion yuan, increasing by 1.106 billion yuan, or 10.40% year-on-year. Business and management expenses were 2.810 billion yuan, rising by 253 million yuan, or 9.90%. The cost-to-income ratio stood at 23.93%, a decline of 0.11 percentage points compared to the same period last year.

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