Recently, a real estate company in Jiayuguan fully repaid its property development loan obtained from ICBC Jiayuguan Branch in 2013. The successful settlement of this loan highlights the bank's positive achievements in supporting corporate relief, serving the real economy, and mitigating financial risks. As a long-term financial partner, the bank has consistently adhered to its fundamental mission of serving the real economy. While strictly implementing national real estate regulatory policies, it has tailored solutions for individual enterprises and adopted classified management. Through scientific analysis and dynamic adjustments, the bank has effectively helped enterprises alleviate temporary operational pressures while steadily improving the quality of its credit assets, demonstrating the political awareness and professional capabilities of a major state-owned bank.

**Multi-pronged Measures for Targeted Assistance** The real estate company, an existing property development loan client of the bank, faced slow project progress and significant liquidity pressure due to cyclical industry downturns and shrinking market demand in recent years, leading to seven cumulative loan extensions. Confronted with these challenges, the bank actively implemented the central government's directive to "ensure property delivery, safeguard livelihoods, and maintain stability," balancing development and security with proactive services. On one hand, it established a dedicated task force and a "one enterprise, one policy" risk management mechanism, conducting regular on-site inspections to monitor project progress, sales collections, and fund flows for precise decision-making. On the other hand, within regulatory compliance, it negotiated reasonable repayment plans and utilized policy tools like loan extensions to provide the company with necessary breathing room, helping it revitalize assets and restore operational vitality. These efforts ensured the project's gradual return to normal construction, safeguarding the company's sustainability and regional economic stability.

**Coordinated Efforts for Win-win Risk Resolution** The full recovery of the loan principal and interest exemplifies ICBC Jiayuguan Branch's commitment to "finance for the people." Throughout years of cooperation, the bank has consistently aligned policy guidance with corporate realities, avoiding blanket loan withdrawals while maintaining strict risk controls. With professional and meticulous services, it supported the company through difficulties. Thanks to sustained financial backing and comprehensive risk management, the company not only weathered industry adjustments but also completed its project, resuming normal operations. This outcome has safeguarded homebuyers' rights, supported local employment, and stabilized tax revenues, achieving a balance between financial security, corporate growth, and social stability—showcasing the symbiotic relationship between financial institutions and the real economy.

**Moving Forward with Enhanced Financial Services** Moving forward, ICBC Jiayuguan Branch will remain dedicated to serving the real economy, implementing national macro-control policies, and optimizing credit structures to support high-quality development. It will refine risk management mechanisms and improve the precision and sustainability of financial services for the real estate sector and other market entities, contributing ICBC's expertise and strength to fulfill its responsibilities as a leading state-owned bank.