On March 27, at the 2025 annual results presentation of China Construction Bank Corporation, Vice President Tang Shuo addressed recent market concerns regarding a wave of maturing deposits. Tang stated that the bank's savings deposits have grown rapidly in recent years, with the total amount now exceeding 18 trillion yuan. Time deposits are approaching 12 trillion yuan, and the scale of maturing time deposits has increased correspondingly. Currently, the overall rollover rate for these deposits is favorable.

Tang Shuo analyzed that during the 14th Five-Year Plan period, the allocation structure of residents' financial assets has undergone some changes, with funds flowing into new forms such as funds. It is anticipated that this trend will continue into the 15th Five-Year Plan period. In response to these changes, the bank has proactively adapted. In 2025, the bank's personal Assets Under Management (AUM) exceeded 23 trillion yuan, an increase of 2.41 trillion yuan from the previous year, primarily driven by rapid growth in wealth management products such as funds, insurance, and precious metals. Moving forward, the bank will focus on the fundamental logic of wealth management, continuously enriching its wealth management offerings, and providing differentiated rollover solutions based on the preferences of different clients.