At the 2025 Annual General Meeting of Shareholders held in Shenzhen, Ping An Insurance (Group) Company of China, Ltd.'s Co-CEO Guo Xiaotao stated that the life insurance industry possesses robust growth momentum. Ping An's strategy for life insurance development focuses on balanced channels and balanced products.

Guo Xiaotao pointed out that, in addition to individual agents, the bancassurance channel has already achieved explosive growth and has become a significant channel. It is projected to be a crucial force driving the performance of Ping An's life insurance business in the future. Concurrently, the community operations channel is being cultivated for growth, providing stable services for existing policies and is gradually entering a phase of rapid expansion. Furthermore, the part-time agent channel, currently in its incubation stage, holds substantial potential in lower-tier markets. Alongside the development of AI, Ping An is also constructing an online channel in parallel.

Guo Xiaotao added that beyond the balanced channel strategy, there is also a balanced product strategy. This involves matching products with distinct features to different channels and their respective customer segments. Through these approaches, Ping An's new business value margin is expected to achieve stable growth and continuous improvement.