Since the implementation of the Mandatory Provident Fund (MPF) system, equity funds and mixed asset funds, which together account for 80% of total MPF assets, have delivered average annualized net returns of 4.8% and 4.4%, respectively. These returns have surpassed the同期 average annualized inflation rate of 1.8%. The Default Investment Strategy (DIS), often referred to as the "set-and-forget fund," has seen its core accumulation fund achieve an average annualized net return of 6.4% since its introduction in 2017, also outperforming the inflation rate of 1.8% during the same period. Provisional investment return data for the MPF up to the end of March 2026 is as follows: The Hong Kong MPF Authority reminds MPF scheme members that the MPF is a long-term investment spanning more than 40 years. It should not be viewed from a short-term investment perspective, and members should avoid attempting to time the market, as this could lead to buying high and selling low, potentially affecting investment returns during the accumulation phase. Scheme members are advised to make appropriate investment plans based on their life stage, financial situation, and risk tolerance.