Chongqing Rural Commercial Bank Co., Ltd. (Stock Code: 3618) reported operating income of RMB21,656.7 million for the first nine months of 2025, up 0.81% year-on-year. Net profit reached RMB10,924.9 million, marking a 3.32% increase over the same period last year. Of this, net profit attributable to shareholders stood at RMB10,693.6 million, registering a 3.74% year-on-year rise. The bank recorded a net interest income of RMB17,850 million, with a net interest margin of 1.59%.

As of 30 September 2025, total assets were RMB1,656,250.3 million, up 9.30% from the end of the previous year; total loans and advances reached RMB777,973.3 million, showing an 8.92% growth within the same period. Customer deposits expanded by 9.04% to RMB1,027,091.6 million, and the non-performing loan ratio decreased to 1.12%. The provision coverage ratio increased to 364.82%. Meanwhile, the bank’s capital adequacy ratio stood at 14.77%. Average return on total assets was 0.92%, and the annualized weighted average return on net assets was 10.82% for the reporting period.