LEGEND UPSTAR (00459) announced that on December 3, 2025, its indirect wholly-owned subsidiary, Jun Lian Credit, entered into a mortgage loan agreement with the borrower and mortgagor. Under the agreement, Jun Lian Credit agreed to provide a loan with a principal amount of HK$22 million to the borrower. The loan carries an effective annual interest rate of 11% and has a repayment period of twelve months.