Bank of Chongqing Co., Ltd. (BCQ, 01963) released its unaudited results for the three months ended 31 March 2026.

Financial Performance • Operating income reached RMB 4.01 billion, a 14.59% YoY increase. • Net profit climbed 11.22% YoY to RMB 1.90 billion; profit attributable to shareholders rose 10.40% to RMB 1.79 billion. • Basic EPS improved to RMB 0.52 from RMB 0.47; diluted EPS advanced to RMB 0.40 from RMB 0.36. • Net cash generated from operating activities totalled RMB 40.59 billion, slipping 1.90% YoY. • Cost-to-income ratio declined 0.68 ppt to 22.93%.

Balance-Sheet Highlights (31 Mar 2026 vs 31 Dec 2025) • Total assets: RMB 1.11 trillion, up 7.20% (+RMB 74.40 billion). • Customer deposits: RMB 614.90 billion, up 8.70% (+RMB 49.20 billion).  – Corporate deposits: RMB 231.28 billion  – Personal deposits: RMB 341.65 billion • Gross loans and advances: RMB 562.90 billion, up 5.95% (+RMB 31.62 billion).  – Corporate loans: RMB 446.71 billion  – Personal loans: RMB 93.48 billion • Equity attributable to shareholders: RMB 66.44 billion, up 5.50%.

Asset Quality • Non-performing loan (NPL) balance: RMB 6.26 billion, up RMB 226 million QoQ. • NPL ratio: 1.12%, down 0.02 ppt. • Provision coverage: 246.60%, up 1.02 ppt.

Capital & Liquidity • Capital adequacy ratio: 12.57% (↑0.02 ppt); Tier 1 ratio: 9.71% (↑0.09 ppt); Core Tier 1 ratio: 8.67% (↑0.14 ppt). • Leverage ratio: 5.65% vs 5.70% at year-end 2025. • Liquidity coverage ratio: 377.29% vs 586.54% at year-end 2025.

Shareholder Base As of 31 March 2026, BCQ had 27,937 ordinary shareholders, with HKSCC Nominees Limited holding 32.34% as the largest single shareholder of H-shares.

The board confirmed that the Q1 2026 financial statements are unaudited but prepared in accordance with IFRS, with no differences from PRC GAAP regarding net profit and shareholders’ equity.