Key annual interest rates paid to borrow or lend money in U.S. and international markets. Rates below are a guide to general levels but don’t always represent actual transactions.

Thursday, January 16, 2025 
Inflation 
Dec. index
Chg From (%) 
level
Nov. '24
Dec. '23 
U.S. consumer price index 
All items
315.605
0.04
2.9 
Core
322.007
0.02
3.2 
International rates 
Week
52-Week 
Latest
ago
High
Low 
Prime rates 
U.S.
7.50
7.50
8.50
7.50 
Canada
5.45
5.45
7.20
5.45 
Japan
1.63
1.63
1.63
1.48 
Policy Rates 
Euro zone
3.15
3.15
4.50
3.15 
Switzerland
1.00
1.00
2.25
1.00 
Britain
4.75
4.75
5.25
4.75 
Australia
4.35
4.35
4.35
4.35 
Overnight repurchase 
U.S.
4.33
4.34
5.45
4.00 
U.S. government rates 
Discount 
4.50
4.50
5.50
4.50 
Federal funds 
Target rate
4.25-4.50
4.25-4.50
5.25-5.50
4.25-4.50 
High
4.47
4.55
5.65
4.47 
Low
4.32
4.32
5.33
4.30 
Bid
4.33
4.33
5.33
4.32 
Offer
4.36
4.36
5.36
4.33 
Treasury bill auction 
4 weeks
4.240
4.245
5.285
4.230 
13 weeks
4.225
4.205
5.255
4.205 
26 weeks
4.180
4.110
5.170
4.110 
Other short-term rates 
Week
52-Week 
Latest
ago
High
Low 
Call money 
6.25
6.25
7.25
6.25 
Commercial paper (AA financial) 
90 days
n.a.
4.32
5.37
4.27 
Secured Overnight Financing Rate $(SOFR)$ 
4.28
4.29
5.40
4.27 
Value
52-Week 
Latest
Traded
High
Low 
DTCC GCF Repo Index 
Treasury
4.342
35.600
5.471
4.286 
MBS
4.330
38.650
5.526
4.294 
Weekly survey 
Latest
Week ago
Year ago 
Freddie Mac 
30-year fixed
7.04
6.93
6.60 
15-year fixed
6.27
6.14
5.76 

Notes on data: U.S. prime rate is the base rate on corporate loans posted by at least 70% of the 10 largest U.S. banks, and is effective December 19, 2024. Other prime rates aren’t directly comparable; lending practices vary widely by location; Discount rate is effective December 19, 2024. Secured Overnight Financing Rate is as of January 15, 2025. DTCC GCF Repo Index is Depository Trust & Clearing Corp.'s weighted average for overnight trades in applicable CUSIPs. Value traded is in billions of U.S. dollars. Sources: Federal Reserve; Bureau of Labor Statistics; DTCC; FactSet; Tullett Prebon Information, Ltd.

(END) Dow Jones Newswires

January 16, 2025 16:04 ET (21:04 GMT)

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