Live Oak Bancshares (LOB) reported Q4 earnings late Wednesday of $0.22 per diluted share, down from $0.36 a year earlier.
Three analysts polled by FactSet expected $0.53.
Revenue in the three months ended Dec. 31, expressed as the sum of net interest income and non-interest income, rose to $128.1 million from $119.7 million a year earlier.
Two analysts surveyed by FactSet expected $131.1 million.
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