3,796,977                              3,861,591 
Stockholders' equity         385,545                                359,755 
                           ---------                              --------- 
                          $4,182,522                             $4,221,346 
                           =========                              ========= 
 
Net interest income (2)                 $   18,280                             $   20,218 
                                           =======                                ======= 
Net interest spread (2)                                0.62%                                  0.88% 
                                                    =======                                ======= 
Net interest margin (2)                                1.83%                                  2.00% 
                                                    =======                                ======= 
 
 
(1)    The average balances of loans include nonaccrual loans. 
        The average balances of investment securities exclude 
        unrealized gains and losses on available-for-sale 
        securities. 
(2)    Tax-equivalent basis. Interest income on a tax-equivalent 
        basis includes the additional amount of interest income 
        that would have been earned if the Corporation's investment 
        in tax-exempt investment securities had been made 
        in investment securities subject to federal income 
        taxes yielding the same after-tax income. The tax-equivalent 
        amount of $1.00 of nontaxable income was $1.27 for 
        each period presented using the statutory federal 
        income tax rate of 21%. 
 
 

For More Information Contact:

Janet Verneuille, SEVP and CFO

(516) 671-4900, Ext. 7462

(END) Dow Jones Newswires

January 30, 2025 17:00 ET (22:00 GMT)