** Shares of fintech firm Pagaya Technologies PGY.O up 23.60% at $14.57

** Company reports total revenue and other income of $275.7 mln for the fourth quarter, above analysts' estimates of $265.10 mln

** Expects Q1 total revenue and other income between $280 mln and $295 mln, above analysts' estimates of $279.2 mln

** Expects to be GAAP net income profitable in the second quarter of 2025

** Forecasts FY25 total revenue and other income between $1.15 bln and $1.28 bln

** PGY shares fell 43.90% in 2024

(Reporting by Nithyashree R B)

((NithyashreeRB@thomsonreuters.com;))