Pepper Money (ASX:PPM) reported Thursday that its earnings per diluted share in 2024 fell to AU$0.2134 from AU$0.2383 per diluted share a year earlier.

Analysts polled by Visible Alpha were expecting an EPS of AU$0.20.

Net interest income for the year ended Dec. 31, 2024, was AU$341.4 million, down from AU$360.9 million in the same period a year earlier. Analysts surveyed by Visible Alpha expected AU$347.3 million.

The board declared a final dividend of AU$0.071 per share, up from AU$0.05 a year earlier, payable on April 17 to shareholders on record as of March 20.

Company shares were up 8% in recent Thursday trade.