First Financial Bancorp reported its financial results for the first quarter of 2025, highlighting a stable financial performance amidst a challenging market environment. The company recorded $18.5 billion in assets, maintaining a steady position compared to previous reports. The net interest margin was influenced by the current interest rate environment, which is expected to continue affecting net interest income and mortgage-related sectors. The company's wealth management division, which manages $5.3 billion in assets, experienced some pressure from stock market fluctuations. First Financial Bancorp's loan-to-deposit ratio stood at $11.7 billion in loans against $14.2 billion in deposits. The bank highlighted its strong capital position with a CET1 ratio of 12.29%. In terms of business operations, First Financial Bancorp continues to focus on core lines of business including Commercial and Industrial (C&I) banking, wealth management, and retail banking, alongside specialized finance areas like equipment finance and global forex. The company emphasized its commitment to executing effective business strategies to navigate the evolving financial landscape.