FIS - Fidelity National Information Services Inc. has announced a strategic partnership with Letskipp Ltd. (Kipp) to introduce an innovative non-sufficient funds (NSF) authorization solution for debit issuers. This collaboration aims to address the prevalent issue of card declines due to insufficient funds, offering a more predictable and efficient payment experience for consumers. By minimizing transaction friction, retaining customers, and sustaining transaction volume, the partnership enables issuers to unlock new revenue streams and remain competitive. The NSF solution, funded by merchants, allows issuers to keep the interchange and earn a premium, thus driving long-term value and enhancing the payments journey.
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