VersaBank (NASDAQ:VBNK) reported quarterly earnings of $0.18 per share which missed the analyst consensus estimate of $0.23 by 21.74 percent. This is a 45.45 percent decrease over earnings of $0.33 per share from the same period last year. The company reported quarterly sales of $21.20 million which beat the analyst consensus estimate of $21.14 million by 0.29 percent. This is a 0.92 percent increase over sales of $21.01 million the same period last year.