** Bumble BMBL.O shares fall 5.4% to $5.43 in premarket trading
** JPM downgrades online dating app to 'underweight' from 'neutral,' maintains PT of $5
** The brokerage anticipates payer decline in the current quarter
** According to JPM, intra-quarter U.S. download trends have declined further, indicating potential downside risks to revenue and net additions estimates for the second half
** "Online dating category remains challenged, with Gen Z product/market fit issues" - JPM
** Up to last close, stock had fallen 29.5% YTD
(Reporting by Kritika Lamba in Bengaluru)
((Kritika.Lamba@thomsonreuters.com))