Guild Mortgage Adopts FICO Score 10 T to Expand Access for First-Time Homebuyers

Reuters

2025/06/11

Guild Mortgage Adopts FICO Score 10 T to Expand Access for First-Time Homebuyers

Fair Isaac Corporation has announced that Guild Mortgage, a prominent national mortgage lender, has adopted the FICO® Score 10 T for non-GSE mortgage loans. This move highlights Guild's commitment to expanding credit access to a wider range of borrowers by utilizing advanced analytics. The FICO Score 10 T, known for its predictive capabilities, incorporates trended credit bureau data, allowing lenders to better assess consumer credit behavior over time. This adoption is part of Guild's strategy to support first-time homebuyers and those with limited traditional credit, providing more affordable and sustainable mortgage options. The integration of FICO Score 10 T is expected to enhance Guild's ability to manage risk and offer better loan terms, aligning with their goal of making homeownership more accessible.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fair Isaac Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 20250611233677) on June 11, 2025, and is solely responsible for the information contained therein.

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This move highlights Guild's commitment to expanding credit access to a wider range of borrowers by utilizing advanced analytics. The FICO Score 10 T, known for its predictive capabilities, incorporates trended credit bureau data, allowing lenders to better assess consumer credit behavior over time. This adoption is part of Guild's strategy to support first-time homebuyers and those with limited traditional credit, providing more affordable and sustainable mortgage options. The integration of FICO Score 10 T is expected to enhance Guild's ability to manage risk and offer better loan terms, aligning with their goal of making homeownership more accessible.\n      </p>\n</div><div xmlns:xsd=\"http://www.w3.org/2001/XMLSchema\" xmlns:xsi=\"http://www.w3.org/2001/XMLSchema-instance\">\n<em>Disclaimer: <span>This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fair Isaac Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 20250611233677) on June 11, 2025, and is solely responsible for the information contained therein.</span></em>\n</div></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU0353189680.USD","symbol_name":"富国美国全盘成长基金Cl A Acc","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20250611:nNDL5ZHZlc:1","article_id":"2542058194","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2542058194","pubTimestamp":1749643281,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Fair Isaac Corporation has announced that Guild Mortgage, a prominent national mortgage lender, has adopted the FICO Score 10 T for non-GSE mortgage loans. 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This move highlights Guild's commitment to expanding credit access to a wider range of borrowers by utilizing advanced analytics. The FICO Score 10 T, known for its predictive capabilities, incorporates trended credit bureau data, allowing lenders to better assess consumer credit behavior over time. This adoption is part of Guild's strategy to support first-time homebuyers and those with limited traditional credit, providing more affordable and sustainable mortgage options. The integration of FICO Score 10 T is expected to enhance Guild's ability to manage risk and offer better loan terms, aligning with their goal of making homeownership more accessible.\n      \n\nDisclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fair Isaac Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 20250611233677) on June 11, 2025, and is solely responsible for the information contained therein.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}