ACI Worldwide Inc. has announced a new financing agreement, enhancing its existing credit arrangements. On June 18, 2025, the company, along with its subsidiaries ACI Worldwide Corp. and ACI Payments, Inc., entered into a Lender Addition and Acknowledgement Agreement with Bank of America, N.A., serving as the administrative agent and incremental term A-2 lender. This agreement supplements the pre-existing Second Amended and Restated Credit Agreement from April 5, 2019. The updated terms introduce incremental term loans totaling $200 million, which, alongside cash on hand and revolving loan proceeds, were utilized to fully redeem $400 million of 5.750% Senior Notes due in 2026. The incremental loans bear interest tied to the Term SOFR plus a margin based on the consolidated total leverage ratio, ranging from 1.5% to 2.5%. This move underscores ACI Worldwide's strategic financial management and commitment to optimizing its capital structure.